Quick answer: A wind mitigation inspection documents your home's wind-resistant features on Florida's Uniform Mitigation Verification Inspection Form (OIR-B1-1802). Insurers use it to apply wind discounts. Several sections are about the roof, so a new, properly installed roof often improves the report. Reports are generally accepted for up to five years.
What the form covers
Seven areas, most of them tied to the roof.
- Building code the home was built to
- Roof covering
- Roof deck attachment
- Roof-to-wall attachment
- Roof geometry (hip vs gable)
- Secondary water resistance
- Opening protection (shutters, impact windows)
How a new roof helps
A re-roof to current code can update roof covering, deck attachment and secondary water resistance, which are items insurers look at.
Who fills it out
A qualified licensed inspector or other licensed professional. We give them the permit and product details from your roof job.