Quick answer: A 4-point inspection is an insurance inspection of a home's roof, electrical, plumbing and HVAC. Florida insurers commonly ask for one on older homes before writing or renewing a policy, and age cutoffs vary by insurer. The roof section looks at the covering, its age, remaining life and signs of leaks, so an old or damaged roof is often what holds a policy up.
What the four points are
Roof, electrical, plumbing, and heating and cooling.
- Roof: covering, age, remaining life, leaks
- Electrical panel and wiring
- Plumbing supply and drains
- HVAC age and condition
Who does it
It's filled out by a licensed inspector or other qualified licensed professional on the insurer's form. We don't fill out the form; we fix what it flags.
If the roof doesn't pass
Insurers may want repairs or a replacement before they'll write the policy. Get a roof inspection from us, fix what's needed, then have your inspector update the report.