Roofing guide

Metal vs shingle roofs in Florida

By the Ortiz Roofing team · Updated 2026-11-10

Quick answer: Shingles cost less up front and look great on most homes. Metal costs more but lasts much longer, handles heat and heavy rain well, and holds up to wind when installed right. The best pick depends on your budget and how long you'll stay.

Cost

Shingles win on the day you pay. Metal often wins when you spread it over the years.

Lifespan

Insurance companies generally want shingles replaced every 15 years. A coated standing seam metal roof can last up to 50 years.

Heat and energy

Light-colored metal reflects a lot of sun, which can help your attic stay cooler.

Looks and HOAs

Some neighborhoods have rules. Check yours before you fall in love with a color.

  • Architectural shingle
  • Standing seam metal
  • Exposed fastener metal

FAQ

Is metal noisy?

Over a solid deck and underlayment, it's usually no louder than shingles inside.

Which is better for hurricanes?

Both can be rated for high wind. Installation quality matters more than the label.

Can you quote both?

Yes, side by side.

Want someone to just look at it?

Free estimates across Flagler, Volusia, St. Johns, Clay, Putnam and Greater Orlando.

Get a free estimate Call (386) 313-6055
Written and reviewed by the Ortiz Roofing team · Licensed CCC1334839 · Last updated

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